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The decision to buy a home or rent depends on:
There can be several correct answers to this question.
What is the single largest investment most people make in their lifetime?
What is a mortgage:
A monthly mortgage payment consists of 2 parts. What are they?
In a mortgage with fixed monthly payments, the proportion of principal vs. interest:
If you compare a 15 against a 30-year mortgage with the same interest rate, which will have a higher monthly payment:
If you compare a 15 against a 30-year mortgage with the same interest rate, which will result in higher total interest costs:
What is the difference between the APR (annual percentage rate) and interest rate quoted for mortgages?
What is “home equity”:
What is the impact of higher interest rates on the housing market (all other things being equal):
In 2012, you took out a £200,000 mortgage with 15 years maturity and 5% interest. In 2025, a bank offers to refinance it at 4.85%. Do you agree?
If a house costs £600 per month in rent compared with £300,000 to buy, while interest rates for mortgage loans are 5% per year, is it cheaper to buy or rent?
If the local government imposes strict zoning laws and mandates an extensive green belt around your city, what is the impact on local real estate prices?
If a change in income tax law makes all interest on residential mortgages deductible from tax, what would be the impact on house prices?
If average house prices have doubled over the past decade while average salaries have been flat, it means that:
If the ratio of house prices to annual rents is 15, compared to an average of 22 over the past 30 years, it means that:
Which of the following is a positive factor for the value of a property:
Note: There can be several correct answers to this question
Which of the following is a well-known principle of real estate investing:
Commercial real estate is used for business purposes. Which of the following is included in this category?
Note: There can be several correct answers to this question
What is the impact of the Covid-19 pandemic on demand for commercial real estate:
Note: There can be several correct answers to this question
What is a Real Estate Investment Trust?
What are closing costs in real estate?